Retirement Roadmap
From your first contribution to your last paycheck
A practical path from your first 401(k) match to choosing when to claim Social Security — written for households, not hedge funds.
4 lessons · ~38 min
- 01
The three buckets of retirement income
A durable retirement plan separates money you'll spend soon, money you'll spend later, and money you may never spend. Each bucket has a different job — and a different risk tolerance.
article9 min - 02
Annuities, explained honestly
An annuity is a contract that converts a lump sum into income you can't outlive. That definition covers products that are genuinely useful and products that are genuinely overpriced — the trick is knowing which one is in front of you.
article10 min - 03
Social Security timing decisions
Claiming at sixty-two, at full retirement age, or at seventy can change your lifetime benefit by more than a hundred thousand dollars. It is also nearly impossible to undo once made.
article9 min - 04
Tax-advantaged accounts ranked by life stage
401(k), Roth IRA, HSA, traditional IRA, brokerage — they all have a role. The order changes as your life and tax bracket change.
article10 min
Protection 101
The fundamentals of life and living-benefit coverage — what each policy is built to do, how to size it, and how to avoid paying for things you don't need.
4 lessons · ~29 min
Begin track →Protection
Life, disability, and final-expense coverage that protects your family's income, dignity, and time.
2 lessons · ~11 min
Begin track →Building Your Legacy
The paperwork that decides who gets what, when, and how — without a courtroom doing the deciding for you.
4 lessons · ~34 min
Begin track →Family Finance
Budgeting, emergency funds, and teaching kids to handle money with confidence.
0 lessons
Begin track →